ROAD TO PRACTICE:
Rhode Island
1. Join State Association
Web page link
Membership Fees
Membership Type | Fee |
Student | $25.00/ year |
1st Year in Practice | FREE |
2nd Year in Practice | $200.00/year |
3rd Year – 5th Year in Practice | Rates increase approximate $100/year |
Full membership/ 6th Year | $800.00/ year |
New doctor and semi-retired discounts. Out-of-state offerings.
Member benefits
- 24 CEUS per year discounted
- Legislative presence
- Provider listing
- Networking and committee opportunities
- Mentorship program
- Biannual events (June banquet, December holiday party)
2. License Requirements
Website to apply for license: https://health.ri.gov/licenses/detail.php?id=250
- $210 initial fee/ $210 renewal fee
- No background check or fingerprinting required
- Application with PT requires designation
- Transcripts
- Board exam scores
- 3 letters from licensed chiropractic physicians attesting to the applicants moral character, including one from a faculty member if graduated in the past five years
- License verification from other states (if applicable)
- Requires a bachelor’s degree before DC
NBCE Requirements:
Parts I*, II*, III* and IV*, PT, SPEC: Required – PASSING SCORE IS 375
NBCE Acupuncture accepted.
STATE SCOPE OF PRACTICE:
Contact State for precise definition by state law.
Scope of practice: § 5-30-1. “Chiropractic medicine” defined.
For the purpose of this chapter, the practice of “chiropractic medicine” is defined as the science and art of mechanical and material healing as follows: the employment of a system of palpating and adjusting the articulations of the human spinal column and its appendages, by hand and electro-mechanical appliances, and the employment of corrective orthopedics and dietetics for the elimination of the cause of disease; provided, that chiropractic physicians may not write prescriptions for drugs for internal medication nor practice major surgery as defined in chapter 37 of this title.
Synopsis taken from FCLB.org Synopsis taken from FCLB.org
CONTINUING EDUCATION:
- Triannual renewal
- 60 hours over 3 years
- At least 30 hours of instruction per 3 year period must be live, didactic learning experiences
- Accepts PACE
3. Getting Your NPI Number
(New Practioner Identification) Number
Step by step instructions
https://www.nata.org/sites/default/files/apply_npi_instructions.pdf
4. Obtaining an EIN
Step by step instructions
https://sa.www4.irs.gov/modiein/individual/index.jsp
Note: This is your tax ID number as a practitioner
TYPE OF BUSINESS BREAKDOWN
Business Structure |
Ownership |
Liability |
Taxes |
Sole Proprietorship |
One person |
Unlimited personal liability |
Personal tax only |
Partnership |
Two or more persons |
Unlimited personal liability unless structured as a limited partnership |
Self-employment tax (except for limited partnership), Personal tax |
Limited Liability Company (LLC) |
Two or more persons |
Owners are not personally liable |
Self-employment tax, Personal tax or Corporate tax |
Professional Limited Liability Company (PLLC) |
Two or more persons |
Owners are not personally liable |
Self-employment tax, Personal tax or Corporate tax |
Corporation – C Corp |
One or more persons |
Owners are not personally liable |
Corporate tax |
Corporation – S Corp |
One or more persons, but no more than 100 and all must be US citizens |
Owners are not personally liable |
Personal tax |
Corporation – B Corp |
One or more persons |
Owners are not personally liable |
Corporate tax |
Corporation – Nonprofit |
One or more persons |
Owners are not personally liable |
Tax-exempt, but corporate can’t be distributed |
Note: The difference between an LLC and a PLLC is that all members of PLLC are required to be designated professionals.
What is an Associate?
An associate receives pay from the office by which they are employed. If you are an associate who will be dealing with vendors for selling goods, you should consider getting an EIN.
What is an independent Contractor?
An independent contractor receives pay from their patients and insurance companies directly. If you are an independent contractor, you need an EIN.
5. Obtaining Malpractice Insurance
Malpractice Insurance Providers
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NCMIC – https://www.ncmic.com/malpractice-insurance/how-to-apply-online/
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ChiroSecure – https://www.chirosecure.com
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General Liability Insurance – https://generalliabilityinsure.com/small-business/chiropractic-insurance.html
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ChiroFuture – https://chirofutures.org/online-quote/
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SDN Insurance – http://sdnins.com/chiropractor.html
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CoverMD – http://www.covermd.com/chiropractor-malpractice-insurance.aspx
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Insureon – https://alliedhealth.insureon.com/resources/cost/chiropractic
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MBS Insurance Services – https://www.mbsinsure.com/solutions/malpractice-insurance/
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USA Business Insurance – https://www.businessinsuranceusa.com/chiropractor-professional-liability-insurance
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CM&F – https://www.cmfgroup.com/professional-liability-insurance/chiropractic-assistant-insurance/
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MACARIO Insurance Group – https://www.macarioinsurance.com/who-we-cover/all-classes-of-business/
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Chiroprefered – https://chiropreferred.com/find-the-right-coverage
Claims Made
A policy providing coverage that is triggered when a claim is made against the insured during the policy period, regardless of when the wrongful act that gave rise to the claim took place. (The one exception is when a retroactive date is applicable to a claims-made policy.)
Occurrence
An occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. Coverage depends on the timing of the event. A claims-made policy covers claims that are made during the policy period.
Tail Coverage
An addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.
Note: $1 Million/$3 Million is the minimum plan required in order to participate with some Insurance Companies.
6. Participating with Insurance Providers
As of this writing, most private insurance companies rely on the Council for Affordable Quality Health Care (CAQH) to verify your credentials. You will also need CAQH credentialing for some of the government supplemented participations as well. Others will use Availity for your credentialing, however as of this writing that is becoming less common. Keep in mind, you only need one account on either of these, and then will give permissions to each insurance company you are working to participate with to access your information and to be verified as a provider.
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- Availity: https://www.availity.com/essentials
CAQH: information needed can be filled out here: https://proview.caqh.org/Login/
The following is a quick step by step of what things you should select as a chiropractor and documents/information you may need.
- NUCC Grouping: Chiropractic Providers
- Provider type: Doctor of Chiropractic
- Select your state
- Social security number
- Demographics and contact information
- License number(s) and state(s)
- Educational information (about your chiropractic school and degree)
- Board certified: No (chiropractors are not board certified, and do not need to be)
- You may select directory listings and other searchable tags
- Practice location(s), including TIN
- You may add credentialing contact information if you are using a third party, but if you are doing this yourself you may skip this section.
- Malpractice insurance information: company, expiration dates, and policy numbers.
- 10 year work history, dates, addresses, etc.
- Professional disclosures
- Documents to upload:
- Standard authorization release; updated every 120 days
- Professional liability insurance verification (proof of insurance)
- State license (copy)
- W9
Common insurance companies include Aetna, BCBS, Cigna, Neighborhood Health Plan, Oscar, Tufts Health Plan (Point23Health), UHC (Optum)
- Aetna: https://www.aetna.com/health-care-professionals/join-the-aetna-network.html
- BCBS of Rhode Island: https://www.bcbsri.com/providers/participating
- Cigna: https://www.cigna.com/health-care-providers/credentialing/join-medical-network
- Neighborhood Health Plan (Medicaid): https://www.nhpri.org/providers/join-our-network/
- Oscar: https://www.hioscar.com/joinournetwork
- TUFTS (Point23Health): https://www.point32health.org/provider/
- UHC (viaOneHealth) https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
Medicare Enrollment:
https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/cms855i.pdf
Medicare Revalidation: PECOS:
https://www.youtube.com/embed/PaLEWx0JGPw?rel=0&autoplay=0
Tips For Medicare Audit/Record Request Tips
https://www.acatoday.org/Practice-Resources/Medicare/Medicare-Audit-Record-Request-Tips
Type Of Audit And Record Requests
https://www.acatoday.org/practice-resources/medicare/medicaretpe/
Targeted Probe And Education (TPE)
http://www.acatoday.org/MedicareTPE
Medicare Training For The Chiropractic Office
https://learn.acatoday.org/products/medicare-training-for-the-chiropractic-office
How To Bill Secondary Insurance Plans
https://www.medicare.gov/supplements-other-insurance/how-medicare-works-with-other-insurance
Which Insurance Pays First
https://www.medicare.gov/supplements-other-insurance/how-medicare-works-with-other-insurance/which-insurance-pays-first
Medicaid Participation
- Chiropractic treatment, evaluation and management services
- Integrity plans: no annual limit, treatment reviewed for medical necessity
- X-rays may be performed but are not a covered service
- Maintenance therapy, non-musculoskeletal care not covered
- Commercial plans: 12 visits/plan year
- X-rays may be performed but are not a covered service
- Maintenance therapy, non-musculoskeletal care, asymptomatic persons not covered
- Approved codes can be found in the guide linked below
- Link to provider guide: https://www.nhpri.org/wp-content/uploads/2021/12/Chiropractic-Services-Payment-Policy-12.01.21.pdf
- For work-related injuries, as a physician
- Department of Labor and Training guide: https://dlt.ri.gov/sites/g/files/xkgbur571/files/documents/pdf/wc/MedServiceTreat.pdf