ROAD TO PRACTICE:
New York
1. Join State Association
Web page link
NYSCA District Breakdown
https://www.nysca.com/districts
Application
- Practitioner Application Form
- Student Application Form: https://nysca.memberclicks.net/student-membership
Membership
- Member Landing Page: https://www.nysca.com/membership-dashboard
Contains; Event Calendar, upcoming CE opportunities, upcoming webinars and other resources - Member Benefits: https://nysca.memberclicks.net/member-benefits
2. License Requirements
NBCE requirements
- Parts I*, II*, III* and IV*: Required – PASSING SCORE IS 375
- Physiotherapy: NOT Required
- https://mynbce.org/
NONE
- Fee: $294 (subject to change)
- Fill out forms
https://www.op.nysed.gov/professions/chiropractic/license-application-forms
- Application for Licensure*
- Certification of Education*
- Verification of Chiropractic Licensure in Another Jurisdiction**
- Verification of Experience**
*NECESSARY FOR ALL NEW PRACTITIONERS
**NECESSARY FOR PRACTITIONERS TRANSFERRING FROM ANOTHER STATE OR TERRITORY
State Scope of Practice
Scope Modernization – https://www.nysca.com/scope-modernization
Doctors of Chiropractic are required to have 36 CEs every 3 years
- Breakdown of required CEs:
- 12 Category 1 (Ethics, Documentation and Patient Communication)
- 24 Category 2 (Clinical)
Note: These are the base requirements, they can be exceeded but must be met every 3 years
Note: Attain and keep a record of all CEs, auditors will ask for proof of completion
Note: Some Insurance Companies require more than these 36 CEs for participation. Check with NYSCA for details
Note: New practitioners are exempt from CEs for the first three years they are in practice. This is true to maintain a license but may not be true to maintain participation with certain Insurance Providers
Note: NYSCA offers CEs at a discounted rate for members year-round, including fall and spring CE conferences. Visit https://www.nysca.com for details.
3. Getting Your NPI Number
(New Practioner Identification) Number
Step by step instructions
https://www.nata.org/sites/default/files/apply_npi_instructions.pdf
4. Obtaining an EIN
Step by step instructions
Note: This is your tax ID number as a practitioner
TYPE OF BUSINESS BREAKDOWN
Business Structure |
Ownership |
Liability |
Taxes |
Sole Proprietorship |
One person |
Unlimited personal liability |
Personal tax only |
Partnership |
Two or more persons |
Unlimited personal liability unless structured as a limited partnership |
Self-employment tax (except for limited partnership), Personal tax |
Limited Liability Company (LLC) |
Two or more persons |
Owners are not personally liable |
Self-employment tax, Personal tax or Corporate tax |
Professional Limited Liability Company (PLLC) |
Two or more persons |
Owners are not personally liable |
Self-employment tax, Personal tax or Corporate tax |
Corporation – C Corp |
One or more persons |
Owners are not personally liable |
Corporate tax |
Corporation – S Corp |
One or more persons, but no more than 100 and all must be US citizens |
Owners are not personally liable |
Personal tax |
Corporation – B Corp |
One or more persons |
Owners are not personally liable |
Corporate tax |
Corporation – Nonprofit |
One or more persons |
Owners are not personally liable |
Tax-exempt, but corporate can’t be distributed |
Note: The difference between an LLC and a PLLC is that all members of PLLC are required to be designated professionals.
What is an Associate?
An associate receives pay from the office by which they are employed. If you are an associate who will be dealing with vendors for selling goods, you should consider getting an EIN.
What is an independent Contractor?
An independent contractor receives pay from their patients and insurance companies directly. If you are an independent contractor, you need an EIN.
5. Obtaining Malpractice Insurance
Malpractice Insurance Providers
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NCMIC – https://www.ncmic.com/malpractice-insurance/how-to-apply-online/
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ChiroSecure – https://www.chirosecure.com
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General Liability Insurance – https://generalliabilityinsure.com/small-business/chiropractic-insurance.html
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ChiroFuture – https://chirofutures.org/online-quote/
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SDN Insurance – http://sdnins.com/chiropractor.html
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CoverMD – http://www.covermd.com/chiropractor-malpractice-insurance.aspx
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Insureon – https://alliedhealth.insureon.com/resources/cost/chiropractic
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MBS Insurance Services – https://www.mbsinsure.com/solutions/malpractice-insurance/
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USA Business Insurance – https://www.businessinsuranceusa.com/chiropractor-professional-liability-insurance
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CM&F – https://www.cmfgroup.com/professional-liability-insurance/chiropractic-assistant-insurance/
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MACARIO Insurance Group – https://www.macarioinsurance.com/who-we-cover/all-classes-of-business/
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Chiroprefered – https://chiropreferred.com/find-the-right-coverage
Claims Made
A policy providing coverage that is triggered when a claim is made against the insured during the policy period, regardless of when the wrongful act that gave rise to the claim took place. (The one exception is when a retroactive date is applicable to a claims-made policy.)
Occurrence
An occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. Coverage depends on the timing of the event. A claims-made policy covers claims that are made during the policy period.
Tail Coverage
An addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.
Note: $1 Million/$3 Million is the minimum plan required in order to participate with some Insurance Companies.
6. Participating with Insurance Providers
Participating with a Provider: by Region and District
NYSCA Region Breakdown
https://www.nysca.com/districts
NYSCA REGION 1 (THE 5 BOROUGHS)
DISTRICTS 1-5 (NYC/5 BOROUGHS)
- Aetna (Blue Cross/Blue Shield) – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- Cigna – https://www.cigna.com/health-care-providers/credentialing/join-medical-network
- United Healthcare Oxford – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- United Healthcare – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- Magnacare – https://www.magnacare.com/provider-resource-center/
- EmblemHealth (formerly known as GHI) – https://www.emblemhealth.com/providers/resources/join-our-network
- Hip/1199/MPN – https://www.emblemhealth.com/providers/resources/join-our-network
NYSCA REGION 2 (LONG ISLAND)
DISTRICTS 6 (NASSAU COUNTY) AND 7 (SUFFOLK COUNTY)
- Northwell UHC – separate credentialing
- United Healthcare – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- United Healthcare Oxford – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
- Aetna – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- Magnacare – https://www.magnacare.com/provider-resource-center/
- Multi plan – CAQH
- GHI – https://www.emblemhealth.com/providers/resources/join-our-network
- HIP – https://www.emblemhealth.com/providers/resources/join-our-network
- Oscar
- Meritain health (uses Aetna network) – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- Humana major medical uses GHI network – https://www.emblemhealth.com/providers/resources/join-our-network
- Cigna – https://www.cigna.com/health-care-providers/credentialing/join-medical-network
- 1199 – https://www.emblemhealth.com/providers/resources/join-our-network
NYSCA REGION 3 (EASTERN NY)
DISTRICT 8 (WESTCHESTER COUNTY)
Coming soon
DISTRICT 9 (MID HUDSON)
Coming soon
DISTRICT 10 (CAPITAL REGION & NORTH COUNTRY)
- Aetna – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- Capital District Physician’s Health Plan (CDPHP)
- Wellcare
- Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and send in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
- GHI – https://www.emblemhealth.com/providers/resources/join-our-network
- Cigna – https://www.cigna.com/health-care-providers/credentialing/join-medical-network
- United Healthcare – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- MVP Liberty Mutual
DISTRICT 11 (MOHAWK VALLEY/UTICA AREA)
Coming soon
NYSCA REGION 4 (WESTERN NY)
DISTRICT 12 (CENTRAL NY/SYRACUSE AREA)
- Empire
- Excellus Blue Cross/Blue Shield – CAQH as well as a contract application:
https://provider.excellusbcbs.com/documents/53971/224488/Application+For+Practitioner+Enrollment.%20pdf/64b6b41d-9bf5-77ba-3bbb-a1e13fc96ddc?t=1554600988518 - MPN (Optum) – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- MVP – CAQH
DISTRICT 13 (BINGHAMTON AREA)
Coming soon
DISTRICT 14 (ROCKLAND COUNTY)
Coming soon
DISTRICT 15 (FINGERLAKES/ROCHESTER AREA)
- Aetna – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- MVP/Cigna – https://www.cigna.com/health-care-providers/credentialing/join-medical-network
- Well care
- Independent health
- United Healthcare – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
DISTRICT 16 (SOUTHERN TIER/CORNING AREA)
- Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
- Aetna – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- United Healthcare – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- MVP/Cigna – https://www.cigna.com/health-care-providers/credentialing/join-medical-network
DISTRICT 17 (WESTERN NY/BUFFALO AREA)
- Aetna – https://www.aetna.com/health-care-professionals/join-the-aetna-network/how-to-apply.html
- American Specialty Health: CAQH
- Blue Cross Blue Shield of WNY: CAQH
- Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
- CIGNA Empire – https://www.cigna.com/health-care-providers/credentialing/join-medical-network
- Evicore: CAQH
- Humana – CAQH
- Independent Health – CAQH
- MagnaCare – https://www.magnacare.com/provider-resource-center/
- Multiplan: CAQH
- MVP: CAQH
- Optum (ACN group and Managed physical network (MPN)) – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- United Healthcare – https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
- Univera – CAQH
Note: This list may not be a fully comprehensive list of ALL Insurance companies in New York. For additional insurance companies see health.ny.gov.
Medicare Enrollment:
https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/cms855i.pdf
Medicare Revalidation: PECOS:
https://www.youtube.com/embed/PaLEWx0JGPw?rel=0&autoplay=0
Tips For Medicare Audit/Record Request Tips
https://www.acatoday.org/Practice-Resources/Medicare/Medicare-Audit-Record-Request-Tips
Type Of Audit And Record Requests
https://www.acatoday.org/practice-resources/medicare/medicaretpe/
Targeted Probe And Education (TPE)
http://www.acatoday.org/MedicareTPE
Medicare Training For The Chiropractic Office
https://learn.acatoday.org/products/medicare-training-for-the-chiropractic-office
How To Bill Secondary Insurance Plans
https://www.medicare.gov/supplements-other-insurance/how-medicare-works-with-other-insurance
Which Insurance Pays First
https://www.medicare.gov/supplements-other-insurance/how-medicare-works-with-other-insurance/which-insurance-pays-first
Medicaid Participation
New York State Of Health Insurance Policy (Nyship)
This is a state-run Medicaid program. By credentialing with Medicaid, you can choose to accept NYSHIP.
Note: Medicaid coverage for Chiropractic care varies depending on the provider. Some plans do not cover Chiropractic care.
WORKERS’ COMPENSATION COMMITTEE FAX COVER SHEET
- https://nysca.memberclicks.net/assets/docs/NYSCA_WC_Fax_Cover.pdf
- https://nysca.memberclicks.net/assets/docs/WC_Exacerbation_Documentation.pdf
- https://nysca.memberclicks.net/assets/docs/WC_Maintenance_Documentation.pdf
MEDICAL FEE SCHEDULE
MEDICAL TREATMENT GUIDELINES
- http://www.wcb.ny.gov/content/main/hcpp/MedicalTreatmentGuidelines/Non-AcutePainMTG2014.pdf
- http://www.wcb.ny.gov/content/main/hcpp/MedicalTreatmentGuidelines/MidandLowBackInjuryMTG2014.pdf
- http://www.wcb.ny.gov/content/main/hcpp/MedicalTreatmentGuidelines/NeckInjuryMTG2014.pdf
- http://www.wcb.ny.gov/content/main/hcpp/MedicalTreatmentGuidelines/FAQs.jsp
- http://www.wcb.ny.gov/content/main/hcpp/MedicalTreatmentGuidelines/MTG_CategoriesOfTreatment.pdf
FREE ONLINE TRAINING
IMPAIRMENT GUIDELINES (SCHEDULED LOSS OF USE)
- http://www.wcb.ny.gov/content/main/hcpp/ImpairmentGuidelines/2012ImpairmentGuide.pdf (Beginning on page 52)
- http://www.wcb.ny.gov/content/main/hcpp/ImpairmentGuidelines/ImpGuideOverview.jsp
NEW YORK STATE WORKERS COMPENSATION BOARD
AUTHORIZED PROVIDERS
WORKERS’ COMPENSATION FORMS
- http://www.wcb.ny.gov/content/main/forms/AllForms.jsp
- http://www.wcb.ny.gov/content/main/forms/Forms_HEALTH_PROVIDER.jsp
EMPLOYER/CARRIER INFORMATION
- https://www.wcb.ny.gov/MTGContact/MTGContactSearch.jsp?searchContacts=Search+for+Carrier+Contacts+and+Participation
- http://www.wcb.ny.gov/content/ebiz/icempcovsearch/icempcovsearch_overview.jsp
ON-LINE SERVICES
- https://www.wcb.ny.gov/DTNLookUp/DTNLookUp.jsp
- http://www.wcb.ny.gov/content/ebiz/WEBForms/webform_HCProvider.jsp
- http://www.wcb.ny.gov/CMS-1500/
- http://www.wcb.ny.gov/content/ebiz/XMLSubmissions/xmlSubmissions_overview.jsp
- http://www.wcb.ny.gov/availability/availability.jsp
INFORMATIVE LINKS
- http://www.wcb.ny.gov/content/main/SubjectNos/subjectNos.jsp
- http://www.wcb.ny.gov/content/main/wclaws/newlaws.jsp
- http://www.wcb.ny.gov/content/main/TheBoard/BrdAnnouncements.jsp
ADDITIONAL QUESTIONS
No Fault
Note: For additional information reach out to your local NYSCA District representatives: https://nysca.memberclicks.net/index.php?option=com_mcform&view=ngforms&id=2020377#/
NO FAULT FORMS
- https://www.dfs.ny.gov/system/files/documents/2019/01/nofault_2.pdf
- https://www.dfs.ny.gov/system/files/documents/2019/01/nofault_3.pdf
- https://www.dfs.ny.gov/system/files/documents/2019/01/nofault_aob.pdf
- https://www.nysca.com/assets/docs/PracticeMgmtForms/DrLein.pdf
NEW YORK INSURANCE LAW
CIRCULAR LETTERS AND DEPARTMENT OPINIONS
REGULATION 83 – THE NO-FAULT FEE SCHEDULE
OTHER LINKS
7. Starting Up Practice
Starting into Practice Guide: The Business Side of Chiropractic by NCMIC