ROAD TO PRACTICE:

IDAHO

1. Join State Association

Idaho Association of Chiropractic Physicians

Web page link

https://iacp.wildapricot.org/

Application

https://iacp.wildapricot.org/join-iacp

Membership Fees:

Membership Type	Fee
Student	$50.00
1st Year in Practice, Out-of-State, Retired	$150.00
Full Membership	$300.00

2. License Requirements

Applying for NBCE Exams

NBCE requirements

Parts I*, II*, III* and IV*: Required – PASSING SCORE IS 375
Physiotherapy*: Required – PASSING SCORE IS 375

State Specific Exams

None

Applying for a license

License application checklist: https://edopl.idaho.gov/OnlineServices/_/

Application Fee: $200.00

State Scope of Practice

Contact State for precise definition by state law.

The system of specific adjustment or manipulation of the articulations and tissues of the body; the investigation, examination and clinical diagnosis of conditions of the human body and the treatment of the human body by the application of manipulative, manual, mechanical, physiotherapeutic or clinical nutritional methods and may include the use of diagnostic X-rays. Nothing herein contained shall allow any physician to perform surgical operations or practice obstetrics, or direct or suggest to the patient that such patient shall use products required by law to be dispensed on prescription only or is restricted to use by practitioners only. Those holding Clinical Nutrition Certification will be allowed to administer certain listed prescription substances by injection and IV methods.

Continuing Education

You must obtain eighteen (18) hours of scientific clinics, forums, or chiropractic study that are approved by the Idaho State Board of Chiropractic, within the previous twelve (12) months before requesting renewal of your license. Your hours may be taken online. Discounted online CE is available for IACP members.

3. Getting Your NPI Number

(New Practioner Identification) Number

Step by step instructions

https://www.nata.org/sites/default/files/apply_npi_instructions.pdf

4. Obtaining an EIN

(Employer Identification Number)

Step by step instructions

https://sa.www4.irs.gov/modiein/individual/index.jsp

Note: This is your tax ID number as a practitioner

TYPE OF BUSINESS BREAKDOWN

Business Structure	Ownership	Liability	Taxes
Sole Proprietorship	One person	Unlimited personal liability	Personal tax only
Partnership	Two or more persons	Unlimited personal liability unless structured as a limited partnership	Self-employment tax (except for limited partnership), Personal tax
Limited Liability Company (LLC)	Two or more persons	Owners are not personally liable	Self-employment tax, Personal tax or Corporate tax
Professional Limited Liability Company (PLLC)	Two or more persons	Owners are not personally liable	Self-employment tax, Personal tax or Corporate tax
Corporation – C Corp	One or more persons	Owners are not personally liable	Corporate tax
Corporation – S Corp	One or more persons, but no more than 100 and all must be US citizens	Owners are not personally liable	Personal tax
Corporation – B Corp	One or more persons	Owners are not personally liable	Corporate tax
Corporation – Nonprofit	One or more persons	Owners are not personally liable	Tax-exempt, but corporate can’t be distributed

Note: The difference between an LLC and a PLLC is that all members of PLLC are required to be designated professionals.

What is an Associate?

An associate receives pay from the office by which they are employed. If you are an associate who will be dealing with vendors for selling goods, you should consider getting an EIN.

What is an independent Contractor?

An independent contractor receives pay from their patients and insurance companies directly. If you are an independent contractor, you need an EIN.

5. Obtaining Malpractice Insurance

Malpractice Insurance Providers

Note: This list may not be a fully comprehensive list of ALL Malpractice Insurance providers. Be sure to check if the provider you choose is licensed to cover you in your state.

NCMIC – https://www.ncmic.com/malpractice-insurance/how-to-apply-online/
OUM – https://www.oumchiropractor.com/quote/apply
ChiroSecure – https://www.chirosecure.com
PRI – https://www.pri.com/who-we-serve/chiropractors
General Liability Insurance – https://generalliabilityinsure.com/small-business/chiropractic-insurance.html
ChiroFuture – https://chirofutures.org/online-quote/
SDN Insurance – http://sdnins.com/chiropractor.html
CoverMD – http://www.covermd.com/chiropractor-malpractice-insurance.aspx
Insureon – https://alliedhealth.insureon.com/resources/cost/chiropractic
MBS Insurance Services – https://www.mbsinsure.com/solutions/malpractice-insurance/
USA Business Insurance – https://www.businessinsuranceusa.com/chiropractor-professional-liability-insurance
CM&F – https://www.cmfgroup.com/professional-liability-insurance/chiropractic-assistant-insurance/
MACARIO Insurance Group – https://www.macarioinsurance.com/who-we-cover/all-classes-of-business/
Chiroprefered – https://chiropreferred.com/find-the-right-coverage

What To Consider When Selecting A Plan

Claims Made

A policy providing coverage that is triggered when a claim is made against the insured during the policy period, regardless of when the wrongful act that gave rise to the claim took place. (The one exception is when a retroactive date is applicable to a claims-made policy.)

Occurrence

An occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. Coverage depends on the timing of the event. A claims-made policy covers claims that are made during the policy period.

Tail Coverage

An addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.

Note: $1 Million/$3 Million is the minimum plan required in order to participate with some Insurance Companies.