ROAD TO PRACTICE:

New York

1. Join State Association

New York State Chiropractic Association (NYSCA)

Web page link

▶︎ CLICK HERE

NYSCA District Breakdown

▶︎ CLICK HERE

 

Application

Membership

2. License Requirements

Applying for NBCE Exams

NBCE requirements

  • Parts I*, II*, III* and IV*: Required – PASSING SCORE IS 375
  • Physiotherapy: NOT Required
  • ▶︎ CLICK HERE
State Specific Exams

NONE

Applying for a license
  1. Application for Licensure*
  2. Certification of Education*
  3. Verification of Chiropractic Licensure in Another Jurisdiction**
  4. Verification of Experience**

*NECESSARY FOR ALL NEW PRACTITIONERS

**NECESSARY FOR PRACTITIONERS TRANSFERRING FROM ANOTHER STATE OR TERRITORY

State Scope of Practice

Continuing Education

Doctors of Chiropractic are required to have 36 CEs every 3 years

  • Breakdown of required CEs:
    • 12 Category 1 (Ethics, Documentation and Patient Communication)
    • 24 Category 2 (Clinical)

Note: These are the base requirements, they can be exceeded but must be met every 3 years

Note: Attain and keep a record of all CEs, auditors will ask for proof of completion

Note: Some Insurance Companies require more than these 36 CEs for participation. Check with NYSCA for details

Note: New practitioners are exempt from CEs for the first three years they are in practice. This is true to maintain a license but may not be true to maintain participation with certain Insurance Providers

Note: NYSCA offers CEs at a discounted rate for members year-round, including fall and spring CE conferences. Visit https://www.nysca.com for details.

3. Getting Your NPI Number

(New Practioner Identification) Number

Step by step instructions

▶︎ CLICK HERE

4. Obtaining an EIN

(Employer Identification Number)

Step by step instructions

▶︎ CLICK HERE

Note: This is your tax ID number as a practitioner

 

TYPE OF BUSINESS BREAKDOWN

Business Structure

Ownership

Liability

Taxes

Sole Proprietorship

One person

Unlimited personal liability

Personal tax only

Partnership

Two or more persons

Unlimited personal liability unless structured as a limited partnership

Self-employment tax (except for limited partnership), Personal tax

Limited Liability Company (LLC)

Two or more persons

Owners are not personally liable

Self-employment tax, Personal tax or Corporate tax

Professional Limited Liability Company (PLLC)

Two or more persons

Owners are not personally liable

Self-employment tax, Personal tax or Corporate tax

Corporation – C Corp

One or more persons

Owners are not personally liable

Corporate tax

Corporation – S Corp

One or more persons, but no more than 100 and all must be US citizens

Owners are not personally liable

Personal tax

Corporation – B Corp

One or more persons

Owners are not personally liable

Corporate tax

Corporation – Nonprofit 

One or more persons

Owners are not personally liable

Tax-exempt, but corporate can’t be distributed

Note: The difference between an LLC and a PLLC is that all members of PLLC are required to be designated professionals.

What is an Associate?

An associate receives pay from the office by which they are employed. If you are an associate who will be dealing with vendors for selling goods, you should consider getting an EIN.

What is an independent Contractor?

An independent contractor receives pay from their patients and insurance companies directly. If you are an independent contractor, you need an EIN.

5. Obtaining Malpractice Insurance

Malpractice Insurance Providers

Note: This list may not be a fully comprehensive list of ALL Malpractice Insurance providers. Be sure to check if the provider you choose is licensed to cover you in your state.

What To Consider When Selecting A Plan

Claims Made

A policy providing coverage that is triggered when a claim is made against the insured during the policy period, regardless of when the wrongful act that gave rise to the claim took place. (The one exception is when a retroactive date is applicable to a claims-made policy.)

Occurrence

An occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. Coverage depends on the timing of the event. A claims-made policy covers claims that are made during the policy period.

Tail Coverage

An addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.

Note: $1 Million/$3 Million is the minimum plan required in order to participate with some Insurance Companies.

6. Participating with Insurance Providers

Note: Before starting a practice in an area, check to see whether the Insurance Companies are accepting new providers.

Participating with a Provider: by Region and District

NYSCA Region Breakdown

▶︎ CLICK HERE

NYSCA REGION 1 (THE 5 BOROUGHS)

DISTRICTS 1-5 (NYC/5 BOROUGHS)

NYSCA REGION 2 (LONG ISLAND)

DISTRICTS 6 (NASSAU COUNTY) AND 7 (SUFFOLK COUNTY)

NYSCA REGION 3 (EASTERN NY)

DISTRICT 8 (WESTCHESTER COUNTY)
Coming soon

DISTRICT 9 (MID HUDSON)
Coming soon

DISTRICT 10 (CAPITAL REGION & NORTH COUNTRY)

  • Aetna
  • Capital District Physician’s Health Plan (CDPHP)
  • Wellcare
  • Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and send in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
  • GHI
  • Cigna
  • United Healthcare
  • MVP Liberty Mutual

DISTRICT 11 (MOHAWK VALLEY/UTICA AREA)
Coming soon

NYSCA REGION 4 (WESTERN NY)

DISTRICT 12 (CENTRAL NY/SYRACUSE AREA)

DISTRICT 13 (BINGHAMTON AREA)
Coming soon

DISTRICT 14 (ROCKLAND COUNTY)
Coming soon

DISTRICT 15 (FINGERLAKES/ROCHESTER AREA)

  • Aetna
  • MVP/Cigna
  • Well care
  • Independent health
  • United Healthcare
  • Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing

DISTRICT 16 (SOUTHERN TIER/CORNING AREA)

  • Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
  • Aetna
  • United Healthcare
  • MVP/Cigna

DISTRICT 17 (WESTERN NY/BUFFALO AREA)

  • Aetna
  • American Specialty Health: CAQH
  • Blue Cross Blue Shield of WNY: CAQH
  • Empire Blue Cross/Blue Shield – Call 1-800-450-8753 and put in a request with the Provider Services department. They will submit your inquiry on your behalf, a representative will then contact you to complete credentialing
  • CIGNA Empire
  • Evicore: CAQH
  • Humana – CAQH
  • Independent Health – CAQH
  • MagnaCare
  • Multiplan: CAQH
  • MVP: CAQH
  • Optum (ACN group and Managed physical network (MPN))
  • United Healthcare
  • Univera – CAQH

Note: This list may not be a fully comprehensive list of ALL Insurance companies in New York. For additional insurance companies see health.ny.gov.

Council For Affordable Quality Healthcare (CAQH)
Medicare Participation

Medicaid Participation

New York State Of Health Insurance Policy (Nyship)

This is a state-run Medicaid program. By credentialing with Medicaid, you can choose to accept NYSHIP.

Note: Medicaid coverage for Chiropractic care varies depending on the provider. Some plans do not cover Chiropractic care.

Worker’s compensation

No Fault

There is no formal participation application for No Fault. You will bill the insurance carrier. All forms below found at: ▶︎ CLICK HERE (Must be a NYSCA member to access)

Note: For additional information reach out to your local NYSCA District representatives: ▶︎ CLICK HERE

NO FAULT FORMS

NEW YORK INSURANCE LAW

CIRCULAR LETTERS AND DEPARTMENT OPINIONS

REGULATION 83 – THE NO-FAULT FEE SCHEDULE

OTHER LINKS

7. Starting Up Practice

Some Things to Consider

Starting into Practice Guide: The Business Side of Chiropractic by NCMIC 
▶︎ CLICK HERE

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