ROAD TO PRACTICE:
Oregon
1. Join State Association
Web page link
Membership Fees
Membership Type | Fee |
Diamond | $1,200/ year |
Platinum | $1,000/ year |
Full | $900/ year |
1st Year | $180/ year |
Student | FREE |
Rates are prorated for the first five years of practice as well!
Member benefits
- 20 CE hours via live seminars, webinars, and conventions included
- Some levels have a hospitality suite and other food/drink benefits for conventions
- MedShare program (health-share program alternative to traditional insurance)
- Directory listing
- State affiliate opportunities
- Legislative support
- Annual updates on Medicare fee schedule
- Annual updates on worker’s compensation fee schedule
- Benefits vary based on level
2. License Requirements
Website to apply for license: https://www.oregon.gov/OBCE/Pages/index.aspx
- License fee $234
- Jurisprudence exam administered by NBCE, fees paid directly
- Tip: take exam before sending other board exam scores to submit all scores collectively to the licensing board
- Fingerprinting and background check required
- Criminal background check every 6 years
- Additional certification may be obtained for minor surgery/proctology, and natural childbirth
NBCE Requirements:
Parts I*, II*, III*, IV*, PT: Required – PASSING SCORE IS 375
NBCE Acupuncture NOT accepted.
NBCE SPEC used at the discretion of the board for lapsed or disciplinary cases.
STATE SCOPE OF PRACTICE:
Contact State for precise definition by state law.
“Chiropractic” is defined as that system of adjusting with the hands the articulations of the bony framework, and the employment and practice of physiotherapy, electrotherapy, hydrotherapy and minor surgery. Includes, chiropractic diagnosis, treatment and prevention of body dysfunctions, correction, maintenance of the structural and functional integrity of the neuromusculoskeletal system and the effects thereof or interferences therewith by the utilization of all recognized and accepted chiropractic diagnostic procedures and the employment of all rational therapeutic measures as taught in approved chiropractic colleges. “Drugs” means all medicines and preparations and all substances, except over-the-counter nonprescription substances, food, water and nutritional supplements taken orally, used or intended to be used for the diagnosis, cure, treatment, mitigation or prevention of diseases or abnormalities of humans, which are recognized in the latest editions of the official United State Pharmacopoeia, official Homeopathic Pharmacopoeia, official National Formulary, or any supplement to any of them or otherwise established as drugs. No person practicing under this Chapter shall administer or write prescriptions for, or dispense drugs, practice optometry or naturopathy or do major surgery. “Minor surgery” means the use of electrical or other methods for the surgical repair and care incident thereto of superficial lacerations and abrasions, benign superficial lesions, and the removal of foreign bodies located in the superficial structures; and the use of antiseptics and local anesthetics in connection therewith.
Synopsis taken from FCLB.org
CONTINUING EDUCATION:
- $63 renewal fee
- Renew: Annually
- 8 hours for initial license year
- 4 hours must be in over-the-counter non-prescriptive substances, 2 hours evidence-based medicine
- 20 hours per year for regular active licenses
- Second year license must submit 7 hours pain management education
- Cultural competency and suicide intervention training annually
- BLS requirement
- Accepts PACE
3. Getting Your NPI Number
(New Practioner Identification) Number
Step by step instructions
https://www.nata.org/sites/default/files/apply_npi_instructions.pdf
4. Obtaining an EIN
Step by step instructions
https://sa.www4.irs.gov/modiein/individual/index.jsp
Note: This is your tax ID number as a practitioner
TYPE OF BUSINESS BREAKDOWN
Business Structure |
Ownership |
Liability |
Taxes |
Sole Proprietorship |
One person |
Unlimited personal liability |
Personal tax only |
Partnership |
Two or more persons |
Unlimited personal liability unless structured as a limited partnership |
Self-employment tax (except for limited partnership), Personal tax |
Limited Liability Company (LLC) |
Two or more persons |
Owners are not personally liable |
Self-employment tax, Personal tax or Corporate tax |
Professional Limited Liability Company (PLLC) |
Two or more persons |
Owners are not personally liable |
Self-employment tax, Personal tax or Corporate tax |
Corporation – C Corp |
One or more persons |
Owners are not personally liable |
Corporate tax |
Corporation – S Corp |
One or more persons, but no more than 100 and all must be US citizens |
Owners are not personally liable |
Personal tax |
Corporation – B Corp |
One or more persons |
Owners are not personally liable |
Corporate tax |
Corporation – Nonprofit |
One or more persons |
Owners are not personally liable |
Tax-exempt, but corporate can’t be distributed |
Note: The difference between an LLC and a PLLC is that all members of PLLC are required to be designated professionals.
What is an Associate?
An associate receives pay from the office by which they are employed. If you are an associate who will be dealing with vendors for selling goods, you should consider getting an EIN.
What is an independent Contractor?
An independent contractor receives pay from their patients and insurance companies directly. If you are an independent contractor, you need an EIN.
5. Obtaining Malpractice Insurance
Malpractice Insurance Providers
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NCMIC – https://www.ncmic.com/malpractice-insurance/how-to-apply-online/
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ChiroSecure – https://www.chirosecure.com
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General Liability Insurance – https://generalliabilityinsure.com/small-business/chiropractic-insurance.html
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ChiroFuture – https://chirofutures.org/online-quote/
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SDN Insurance – http://sdnins.com/chiropractor.html
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CoverMD – http://www.covermd.com/chiropractor-malpractice-insurance.aspx
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Insureon – https://alliedhealth.insureon.com/resources/cost/chiropractic
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MBS Insurance Services – https://www.mbsinsure.com/solutions/malpractice-insurance/
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USA Business Insurance – https://www.businessinsuranceusa.com/chiropractor-professional-liability-insurance
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CM&F – https://www.cmfgroup.com/professional-liability-insurance/chiropractic-assistant-insurance/
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MACARIO Insurance Group – https://www.macarioinsurance.com/who-we-cover/all-classes-of-business/
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Chiroprefered – https://chiropreferred.com/find-the-right-coverage
Claims Made
A policy providing coverage that is triggered when a claim is made against the insured during the policy period, regardless of when the wrongful act that gave rise to the claim took place. (The one exception is when a retroactive date is applicable to a claims-made policy.)
Occurrence
An occurrence policy covers claims resulting from an injury or another event that occurs during the policy term. Coverage depends on the timing of the event. A claims-made policy covers claims that are made during the policy period.
Tail Coverage
An addition to a claims-made policy. It extends coverage for incidents that happened during the time you had your policy, but a claim was not filed until after your policy expired or was canceled. Tail coverage is another name for an extended reporting period.
Note: $1 Million/$3 Million is the minimum plan required in order to participate with some Insurance Companies.
6. Participating with Insurance Providers
As of this writing, most private insurance companies rely on the Council for Affordable Quality Health Care (CAQH) to verify your credentials. You will also need CAQH credentialing for some of the government supplemented participations as well. Others will use Availity for your credentialing, however as of this writing that is becoming less common. Keep in mind, you only need one account on either of these, and then will give permissions to each insurance company you are working to participate with to access your information and to be verified as a provider.
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- Availity: https://www.availity.com/essentials
CAQH: information needed can be filled out here: https://proview.caqh.org/Login/
The following is a quick step by step of what things you should select as a chiropractor and documents/information you may need.
- NUCC Grouping: Chiropractic Providers
- Provider type: Doctor of Chiropractic
- Select your state
- Social security number
- Demographics and contact information
- License number(s) and state(s)
- Educational information (about your chiropractic school and degree)
- Board certified: No (chiropractors are not board certified, and do not need to be)
- You may select directory listings and other searchable tags
- Practice location(s), including TIN
- You may add credentialing contact information if you are using a third party, but if you are doing this yourself you may skip this section.
- Malpractice insurance information: company, expiration dates, and policy numbers.
- 10 year work history, dates, addresses, etc.
- Professional disclosures
- Documents to upload:
- Standard authorization release; updated every 120 days
- Professional liability insurance verification (proof of insurance)
- State license (copy)
- W9
Common insurance companies include AdvancedHealth, Aetna, Anthem, Cigna, Kaiser, Moda, PacificSource, Providence, Regence (BCBS), UHC (Optum)
AdvancedHealth: https://advancedhealth.com/providers/
Aetna: https://www.aetna.com/health-care-professionals/join-the-aetna-network.html
Anthem: https://www.anthem.com/provider/credentialing/
Cigna: https://www.cigna.com/health-care-providers/credentialing/join-medical-network
Kaiser Permanente: https://wa-provider.kaiserpermanente.org/provider-manual/working-with-kp/credential-pract
Moda: https://www.modahealth.com/medical/credentialing/overview.shtml
PacificSource: https://pacificsource.com/providers/partner-with-us
Regence (BCBS): https://www.regence.com/provider/contracting-credentialing/credentialing
UHC (viaOneHealth) https://www.uhcprovider.com/en/resource-library/Join-Our-Network.html
Medicare Enrollment:
https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/cms855i.pdf
Medicare Revalidation: PECOS:
https://www.youtube.com/embed/PaLEWx0JGPw?rel=0&autoplay=0
Tips For Medicare Audit/Record Request Tips
https://www.acatoday.org/Practice-Resources/Medicare/Medicare-Audit-Record-Request-Tips
Type Of Audit And Record Requests
https://www.acatoday.org/practice-resources/medicare/medicaretpe/
Targeted Probe And Education (TPE)
http://www.acatoday.org/MedicareTPE
Medicare Training For The Chiropractic Office
https://learn.acatoday.org/products/medicare-training-for-the-chiropractic-office
How To Bill Secondary Insurance Plans
https://www.medicare.gov/supplements-other-insurance/how-medicare-works-with-other-insurance
Which Insurance Pays First
https://www.medicare.gov/supplements-other-insurance/how-medicare-works-with-other-insurance/which-insurance-pays-first
Medicaid Participation
- Medicaid coverage through Oregon Health Plan (OHP)
- Resources: https://www.oregon.gov/oha/hsd/ohp/pages/provider-new.aspx
- Billable services at the responsibility of the attending physician
- Pre-authorizations not required for treatment or plain film x-rays.
- Handbook: https://wcd.oregon.gov/medical/provider-training/handbooks/pages/chiropractors.aspx
- State association members are supplied updated fee schedules annually